February 1, 2011

Bruised Credit? Mortgage Late?


  • 620 FICO Product
    • 1st position/80% CLTV
    • Fixed and 7 and 10 year ARMs
    • $500k maximum loan amount
    • 45% debt to income
  • 1 x 30 days (rolling) late allowed on mortgage within the past 12 months. Must be current at time of closing.
  • Bankruptcy, foreclosure, deed in lieu and short sale allowed if over 7 years ago (no BK if loan amount >$450K)
  • Up 7 major derogatory items in the past 7 years
  • Cash out refinance to consolidate debt (no cash in hand)


Let us help http://www.atlrates.com

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